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Employer Retirement Plan Management, Made Hassle Free

As 401(k) and 403(b) Financial Advisors, we’re committed to delivering 401(k) and 403(b) plan management solutions, paired with exceptional service, to ensure your plan runs smoothly.

Benchmark your 401(k)

ServicesWhat We Offer

If you’ve been tasked as a 401(k) plan sponsor, hiring the right advisor is one of the most critical decisions you’ll ever make.

A 401(k) Advisor is your closest and most trusted ally in protecting the financial interests of your 401(k) plan’s participants. Our goal is to make this complex area of retirement planning as stress-free as possible.

401(k) Retirement Plans

Empower Your Employees’ Financial Future

An employer-sponsored 401(k) plan is widely used by businesses of all sizes, from small businesses to large corporations. An excellent choice for businesses seeking to offer a competitive and tax-efficient retirement savings benefit that attracts and retains top talent.

By offering a 401(k), businesses signal their investment in their employees’ future, fostering a culture of loyalty and engagement.

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403(b) Non-Profit Plans

Amplify Your Non-Profit’s Employee Benefits

A 403(b) plan is specifically tailored for non-profit organizations. It acknowledges the distinct financial landscape non-profits operate within and addresses the challenge of attracting and retaining talented individuals in a sector where resources may be limited.

It’s an excellent tool for non-profits seeking to enhance their benefits package, show appreciation for their workforce, and invest in their team’s future.

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Not sure how much your employees retirement contributions will grow?&#160;<br/>

Not sure how much your employees retirement contributions will grow? 

Use our Retirement Calculator to model potential outcomes and help your employees make confident financial decisions.

How Do We Serve Our Clients?

We continuously monitor your investment performance.

Selecting and managing the appropriate investments offered through your plan is a serious fiduciary task.

As your Fiduciary Advisor, we’ll research your goals, recommend appropriate investments, and optimize your investment menu on a regular basis.

We'll lend our retirement plan expertise.

You’ll receive the advice that you need, right when you need it most.

You’ll have a dedicated Point of Contact who can answer any complicated questions or guide you when you’re feeling lost in 401(k) plan options and piles of paperwork that you don’t understand. With expert counsel, you can maintain ERISA, DoL, and IRS compliance.

We help your employees understand their options.

We’ll teach your plan participants to understand their options, benefits, and how to make changes.

Our experience in comprehensive wealth management services increases the value of our participant education.

How We Serve Our Clients?

Erisa 3(21) and 3(38) Plan Fiduciaries

Erisa 3(21) and 3(38) Plan Fiduciaries

  • Review plan design
  • Select and monitor investments
  • Ensure competitive fees
  • Improve upon technology, reporting, and compliance
Employer &#38; Employee Education

Employer & Employee Education

  • Quarterly employee education meetings
  • Annual reviews with trustees & administrators
  • Administrators & Trustees receive a free financial plan
Investment Management

Investment Management

  • Investment menus designed for the needs of your participants
  • Investments continually monitored for performance
  • Investment menu optimized for participation and deferral rates

You’re in Good Company

More than 4,500 employees at over 30 companies invest with Prosperity.

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What You Get With Prosperity 401(K) Advisory Services

401(K) Efficiency

You’ll receive assistance with plan design, record-keeping, and reporting — all while reducing administrative overhead and eliminating your ERISA Fiduciary liability.

Pass Nondiscrimination Tests

We’ll design your plan to ensure it stays up-to-date and compliant with government regulations, while minimizing your risk of huge losses from compliance violations.

Seamless Participant Experiences

We’ll focus on maximizing participation and helping your employees get the most out of their benefits.

Lower Taxes

By offering a 401(k), you can lower your taxable income while helping your employees reach their retirement savings goals.

Complimentary 401(K) Benchmark

Our 401(k) Plan Benchmarking service isn’t merely a service; it’s a commitment to excellence in retirement planning. Leveraging our industry expertise and analytical capabilities, we conduct a rigorous and comprehensive evaluation of your retirement plan that goes beyond surface-level.

Benchmark your 401(k)

Fee Analysis

Understanding Plan Fees: Fees can have a significant impact on your employees’ retirement savings. We provide a comprehensive breakdown of your plan’s fee structure, covering administrative or investment fees.

Investment Appraisal

Investment Options Review: Our team thoroughly reviews your plan’s investment lineup. We look at the range of options offered, the performance of individual funds, and the diversity of asset classes available.

Plan Design Evaluation

Assessing Plan Design: We evaluate your plan design to ensure it effectively encourages employee participation, provides suitable contribution options, and aligns with your business objectives and goals.

About Us

About Us

As your Fiduciary Registered Investment Advisory firm, we’re bound by law to put your interests above our own. We’re committed to maximizing your wealth within the constraints of your values and your life goals.

Our team of qualified and experienced experts is dedicated to building a positive, long-term relationship with you.

Let's Get StartedSchedule A Meeting

If you believe you could benefit from working with a financial professional, let’s review your portfolio, financial trajectory, and goals to see if you’re a good match for our practice.

Schedule a Consultation